Revolutionizing Mobile Payments And Transforming The Payment Landscape

Problem

The task was to create a mobile payment solution that enables individuals to send or receive money using their mobile devices without needing physical cards, cash, or an internet connection. The client required a solution representing the evolution of financial transactions and ensuring secure and reliable operations.

Solution

• EnLume's expertise helped the client establish an open-loop, API-based, device-agnostic payment ecosystem.
• The ecosystem enables real-time peer-to-peer (P2P) and peer-to-merchant (P2M) transactions across multiple devices, including feature phones.
• The client became the first mobile payment provider to offer money transactions via SMS on feature phones, eliminating the need for internet connectivity.
• EnLume's meticulous processes ensured the solution’s compliance with PCI DSS 3.2, ensuring secure and reliable transactions.
• Previously, no payment solution could deliver this truly seamless mobile experience.