Quisk leveraged the potential of technology to actively drive progress towards the goal of universal financial inclusion.



Mobile payments represent the progressive evolution of financial transactions, and for Quisk, it signifies the ability for individuals to effortlessly send or receive money using their mobile devices alone, eliminating the need for physical cards, cash, or even an internet connection. Prior to Quisk, there was no payment solution that could deliver this truly seamless mobile experience.


  • EnLume's expertise helped Quisk establish an open-loop, API-based, device-agnostic payment ecosystem.
  • The ecosystem enables real-time peer-to-peer (P2P) and peer-to-merchant (P2M) transactions across multiple devices, including feature phones.
  • Quisk became the first mobile payment provider to offer money transactions via SMS on feature phones, eliminating the need for internet connectivity.
  • EnLume's meticulous processes ensured Quisk's compliance with PCI DSS 3.2, ensuring secure and reliable transactions.

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